Total Value Locked
$12.4M
▲ +12.8% this month
A more inclusive financial future
Save. Win. Give.
CALT is a next-generation DeFi protocol that combines sustainable yield, transparent prize draws, and real-world charitable impact — so your savings work harder for you and for the world.
- Transparent & On-Chain
- Sustainable Yield Strategies
- Real-World Charitable Impact
Win Prizes
Support Charity
Earn Yield
Your Savings Create Real-World Impact
Depositors
8,532
▲ +8.2% this month
Est. Annual Yield
6.2%
▲ +0.4% this month
Total Prizes Awarded
1,250
▲ +18% this month
Charity Distributed
$1.8M
▲ +22% this month
How CALT Works
Four simple steps from deposit to impact — principal protected the whole way.
1
Deposit USDC
Deposit stablecoins into CALTVault with principal protection and no lock-up.
2
Generate Yield
Your deposit powers diversified DeFi and quant strategies that earn sustainable yield.
3
Win Prizes
Yield funds transparent, on-chain prize draws — without risking your principal.
4
Support Charity
A share of yield automatically funds verified real-world charitable causes.
The CALT Yield Engine
Capital is allocated across diversified DeFi lending and a risk-managed quant strategy to target sustainable APY for the protocol.
Explore Yield Strategy6.2%
Est. APY
DeFi Strategies (70%)Quant Strategy (30%)
- Diversified across multiple strategies
- Risk-managed and transparent on-chain
- Optimized for sustainable yield
- Designed to fund prizes and charity
Lottery & Prize Transparency
Every prize cycle is verifiable on-chain. Track the current pool, countdown, and recent winners in one place.
View Lottery DetailsCurrent Cycle
1,250 USDC
Total Prizes This Cycle
Ends in
2d 14h 32m 00s
- Prizes
- 5
- Grand Prize
- 1,000 USDC
- Other Prizes
- 250 USDC
Recent Winners
- 3A2h ago
0x3a7…92f1
Won 500 USDC
- 8C5h ago
0x8c2…14b9
Won 250 USDC
- F11d ago
0xf1d…77e0
Won 250 USDC
- 5B1d ago
0x5b4…c03a
Won 100 USDC
Charity Impact
Protocol yield funds verified partners delivering clean water, education, and conservation around the world.
Our Charity Program$1.8M
Total Charity Distributed
+22% this month- Charity Partners
- 12
- Countries Supported
- 28
- Lives Impacted
- 150K+
Current Featured Charity
Clean Water Access
Expanding reliable clean water systems for communities that need them most.
Learn MoreHIT Token Utility
HIT is the governance and utility token that aligns long-term protocol growth with community participation.
Governance
Vote on charity partners, parameters, and treasury proposals.
Lottery Boost
Stake HIT to increase your relative weight in prize draws.
Buyback & Burn
Protocol revenue can buy back and burn HIT over time.
Limited allocation
Pre-sale waitlist
Register your interest for the CALT Protocol SAFE round and HIT token generation event. Early registrants receive priority access when the public sale opens after protocol launch on Polygon.
Waitlist entries
Join the community
Connect your Telegram and Discord accounts to stay updated on protocol launches, governance votes, and prize draw announcements. Real OAuth integration is coming soon — the UI below is ready for when it ships.
Not connected
Telegram
Join the official CALT Telegram for announcements, AMAs, and community updates.
t.me/caltprotocol
Not connected
Discord
Connect your Discord to access private channels, governance discussions, and support.
discord.gg/calt
Connecting is optional. Account linking will be used for community access and notifications once backend integration is live.
Frequently asked questions
What is CALT Protocol?
CALT combines USDC savings, on-chain prize draws, and charitable funding on Polygon PoS. Protocol yield is allocated 70% to prizes, 20% to charity, and 10% to the protocol treasury.
How do I get started?
Connect a supported wallet and deposit USDC into CALTVault. The configured minimum deposit is 10 USDC. You receive cvUSDC receipt tokens representing your vault deposit.
How are prizes and charity funded?
Prizes and charitable distributions are funded from protocol yield. Yield varies with strategy performance; the APY displayed on this page is an estimate, not a guaranteed return.
Can I withdraw my deposit?
CALTVault is designed to support withdrawals without a lock-up period or a protocol withdrawal fee. Network transaction fees still apply, and withdrawals depend on available liquidity and network conditions.
Is my USDC deposit risk-free?
No. The protocol is designed to protect depositor principal, but smart contracts, stablecoins, DeFi strategies, and network operations carry risks. Principal protection is not an unconditional guarantee and does not apply to HIT token purchases.
What is the HIT token?
HIT is the governance token of CALT Protocol, with a fixed supply of 100,000,000. It supports voting on charity selection, protocol parameters, and treasury spending. HIT is separate from the cvUSDC vault receipt token.
What does joining the waitlist do?
The waitlist registers your interest in the CALT Protocol SAFE round and HIT token generation event. Registration does not connect a wallet, make a deposit, purchase tokens, or guarantee an allocation.
Where can I read the full protocol details?
The CALT Protocol Whitepaper v4.1 covers architecture, tokenomics, the yield engine, prize draws, charity governance, and risk management. Whitepaper access is currently disabled on this website.